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At Need Financing Programs

Seagull With the passing of a loved one, the last thing any family member should be burdened with is how to pay for the final arrangements. APFUSA helps to eliminate that concern by offering multiple programs for families looking for financing options.

The Applicant’s Guide to Getting a Loan:

As we all know, getting a loan today is not as easy as it was three years ago. Banks and lender’s scrutinize every application closely before offering a loan. There are two things that impact every applicant in getting approved. The first is your credit score and the second is your income level.If these are marginal, you should use (and we accept) a cosigner for these two reasons:

  1. You improve your chances of getting a loan approval, and
  2. You will get the best terms available

Please treat your loan application as if you were interviewing for a job where you would always “put your best foot forward”. By doing so, you will have the best chance of getting the loan you want.

The process is as simple as:

  1. Complete the on-line application – there is absolutely no upfront application fee.
  2. Your application is sent to our lending Partners who will make a credit decision.
  3. You get a response in 3 minutes & accept or reject the Lender’s offer.
  4. Sign your closing contracts.

What’s required to qualify?

  1. The Applicant should have a credit score of 620 plus.
  2. The Applicant must have a household income of $24,000 a year.
  3. The Applicant should not have had any bankruptcies in the last three years.

If you meet these basic requirements, you should be approved. If you don’t think you will meet these requirements, you can use anyone who is a US Citizen as a co-signer.

Need more information?  Please phone: (800) 392-5189

Apply Now

Funeral Directors Enrollment: Please call (800) 392-5189